Meet the 30A Haven team


Cheryl Amari

Realtor® / Broker Associate


Cheryl Amari

Realtor® / Broker Associate


If you are looking for substantial experience, sharp negotiation skills, and a proven track record of success, Cheryl Amari should be your choice to elevate your real estate experience.

Cheryl holds real estate licenses in Florida and Georgia at the highest level as Associate Broker. In the Northwest Florida Panhandle, Cheryl specializes in the stunning stretch of beach properties on 30A and surrounding areas. She owns homes on 30A and in Atlanta, GA making her an expert in the local real estate markets and the communities from a homeowner's perspective.

She also has an extensive background in corporate business and sales management, bringing you unsurpassed polish and professionalism. Cheryl's business acumen and savviness give you an added advantage as she represents and negotiates on your behalf.

Additionally, she has 19+ years of real estate experience and was awarded numerous real estate and customer service awards, including the Phoenix Million Dollar Club (Achievement of Million Dollar Club for 10+ Years), Outstanding Customer Service Awards, and Southeast Region Top Agent Awards.

Cheryl has a strong reputation in the industry and specializes in resales and new construction. In this ever-changing real estate market, she continuously strives to innovate and build better ways to serve her clients to make wise real estate decisions.

She has been an active member of the Emerald Coast Association of Realtors, Central Panhandle Association of Realtors, Northeast Atlanta Metro Association of Realtors, Lifetime Elite Realtor Society/ Million Dollar Club, Certified Luxury Home Marketing Specialist, and Women's Council of Realtors (WCR). Designations also include a Certified Short Sale & Foreclosure Resource (SFR), KW Real Estate Planner and a Seniors Real Estate Specialist (SRES).

Cheryl is a KW Luxury Realtor. Keller Williams Luxury is the home to the world's finest agents providing exceptional interactions and comfort for the customers we serve. In 2022, KW Luxury represented a $94.9 billion luxury market share with the largest agent network reach. We are the experts in luxury real estate and we are ready to put that expertise to work for you.

Matthew Kuglin

Matthew Kuglin, Loan Officer

Matthew Kuglin, Loan Officer

Matt Kuglin has over a decade of experience in the mortgage industry. He led the top-producing joint venture team in the nation in loan volume and total number of homes closed in 2023. He also was the number one individual loan officer within his organization in 2022 for both loan volume and number of homes closed. Collectively, his team has over 50 years of experience aiding clients in their home purchase or refinance. He prides himself on consulting his clients on the products and programs available that are financially beneficial short and long term.

Matt is a Georgia native and grew up in Metro Atlanta. He graduated from Georgia College and State University with a bachelor's degree in marketing. Matt and his wife, Rachel, currently live in Alpharetta, GA. They had their daughter, Reagan, in June 2020. In his spare time, Matt enjoys golf, running, pickleball, playing in an adult basketball league, traveling, and spending time with his family and friends. His favorite places to travel are Scottsdale, New York, Santa Barbara and 30A at Santa Rosa Beach, FL.

Matt and his team are currently licensed in five Southeastern states – Georgia, Florida, South Carolina, Alabama, and Tennessee. Matt is always enthusiastic about working with Cheryl Amari, Realtor/Associate Broker, and her clients, and providing a seamless process through closing. Matt is available 7 days per week throughout his client's home-buying process.

NMLS #887573
Licensed in GA, FL, SC, AL, TN

We have worked with Cheryl buying and selling multiple homes for over 20 years! There is no one better at her profession and protecting her clients interest. She is thorough, knowledgeable and professional… would highly recommend her to anyone looking for an expert residential realtor!! - ★★★★★ Sean O'Shaughnessy

Cheryl is THE agent you want to represent you in a transaction on 30A and beyond. We purchased a second home in Santa Rosa and she stayed on top of everything from contract to close and beyond. We are so thankful for her professionalism and knowledge. We will refer her and definitely will have her help us on any future transactions! - ★★★★★ Gretchen Ozburn

Working with Cheryl was a pleasure! She is knowledgeable, responsive, and is on top of every detail. We were under contract in 8 days and our home sold for 98.75% of listing price! She has the right team in place to make the sale of your home a seamless process and we couldn't be happier to have had the opportunity to work with her. I would highly recommend Cheryl if you are looking for a professional and personable agent to guide you through the process of selling your home! - ★★★★★ Maddie Pimentel

Cheryl Amari and Derek Conley worked together as a team and provided the best possible service with our recent home purchase. They both were always available 7 days a week to answer any question I had which was important since I travel a lot for business and many times I needed to catch up at odd hours and weekends. I have purchased 5 homes over the past 10 years and this experience by far was the best hands down. Our recent home purchase necessitated a quick close and from contract to closing table we closed in 30 days. I would highly recommend Cheryl and Derek. We have found our dream home near the beach! Thank you! - ★★★★★ Debbie Topping


She is by far the most professional, most effective, and always the most pleasant to work with. Cheryl has a charm that seems to work well with both buyers and other agents. She stands out from the rest in her industry, and you would be wise to choose her as your realtor. - ★★★★★ Gregory S